Ajay Mahajan

Management & Technology Advisor

Concept Sales & Project Management for Large Innovative Projects. Leveraging Technology to Become a Game Changer.

IoT / Smart Cards / Micro Finance / ID & Payments / eGovernance Transformation / Development Sector / CSR Advisory.


Over three decades of Solutions experience. Have been involved in structuring innovative solutions focusing on helping businesses and communities communicate better by conceptualizing, managing and delivering high-impact and reliable technology based solutions. Been associated with the Development Sector for the past 17 years.

Have had professional association in various capacities with large organizations such as Microsoft Corporation, The World Bank, GIZ, Delhi Government, Crompton Greaves, the Sagem-Orga Smart Chip Joint Venture (SAFRAN) - with more than 20 years in senior management positions; with a focus on selling, creating and implementing large state and national level programs; most of which have been unique in their scope.


  • Smart Cards based Projects
  • Project Management
  • Project Financial Modelling
  • Contract Negotiations
  • Sales & Marketing Plans
  • Business Plan Execution
  • Project Plan Execution
  • IT & Security Consulting


  • Transport
  • Micro Finance & Banking
  • Financial Inclusion
  • eGovernance
  • Healthcare
  • Telecommunications
  • Retail & Hospitality
  • Healthcare
  • Development Sector
  • NGO's & Not For Profits


  • Successfully architected and deployed more than 40 Statewide / Nationwide projects across multiple domains.
  • Conceptualised, Designed, Built and Implemented the World's Largest Retail Store Automation Project using Smart Cards covering 4000+ locations and all serving and retired Indian Defense Services personnel and their families.
  • Led many other major Smart Card projects such as the Gujarat Driving License (Worlds first Biometric enabled Smart card based DL), Madhya Pradesh Transport System, Goa Social Security Card, Sikkim transport, Gujarat Fishermen ID, Opium Cultivators project, etc which were pioneering projects of their kinds and were the first to use Biometrics for ID of the common man.
  • As the Technology Consultant for the Delhi Government from World Bank; I have architected a convergence framework that streamlines the delivery of State Welfare benefits to the underprivileged.
  • Part of the core technology team constituted by the Registrar General of India (RGI) for defining the smart card technology solutions for the MNIC National ID card.
  • Part of the core technology team constituted by NIC for defining the SCOSTA OS specifications.
  • Member of the International Jury for the Sesame Awards - CARTES-2014 Paris, CARTES-2013 Paris, CARTES-2012 Asia, CARTES-2012 Paris - the most prestigious Smart Card show worldwide.
  • Besides this, have also been instrumental in setting up a country-wide network of alliances and project operations offices for these projects.
  • Am also the Owner / Moderator of the Largest Smart Cards Group on LinkedIn which has more than 10,000 Smart Card professionals from around the world as members.


  • Social Safety Net - Delhi
  • PDS (Smart Card based Ration Cards) - Kerala
  • Social Security Disbursement - Goa
  • Women's Dairy Cooperative Management - Rajasthan
  • Driving Licence Automation - Gujarat, Goa
  • Transport Department Automation - Madhya Pradesh, Sikkim
  • Excess Fare Train Ticketing - Mumbai
  • Defence Canteens Automation Project (4000+ outlets) - All India
  • Dockyard Security, Time Management Automation - Vizag
  • Defence Clubs Automation - Various
  • Bhopal Memorial Hospital & Research Centre - MP
  • RSBY (Hospital Transaction Management System) - All India
  • (Medic) Multi Discipline Healthcare System for Doctors - Product
  • E C H S - Design
  • Microfinance Platform - Private Bank
  • Electonic Purse Solution - Private Deployments
  • BankworkS for Banking Workshops - Private Portal
  • Opium Farmers Crop management - Rajasthan, MP & UP
  • Fishermen's ID - Gujarat
  • Borewell Sanitation - AP
  • The Wellness Initiative - Corporate Wellness
  • Harnessing Internet of Things in Rural India
  • IMPACTNOW - Initiatives that impact the Social Fabric
  • ASHRA - Accretion of Social Health & Rehabilitation Action
  • NFAC - National Forum for Action on Convergence
  • AWE - Association of Women Entrepreneurs


Companies do not usually fail because of bad strategies. They fail because of an inability to implement good ones. In the last few years, the ability to achieve execution excellence has become even harder due to a number of macro trends ranging from complexity to technology to trust.

I work with ambitious organisations to
      -  Realise Business Plans,
      -  Generate Revenues,
      -  Drive Growth,and
      -  Create a Result Oriented Culture.

I assist growing organisations in
      -  Executing Organisation Structure Enhancements,
      -  Sales, Marketing, & Communication Strategies
      -  Capacities Building & Workflows,
      -  Technology and Infrastructure Development,
      -  Creating Financial Business Models.




















Connect with me at

Drop me a message

If you would like to discuss a potential engagement - do write to me and I shall fix up an introductory meeting.
I am available at +91 98711 52277. You can also write to me at ajm@ajaymahajan.in

Management & Technology Consulting
Corporate Social Responsibility
Social Entrepreneurship
Poetry, Music, Percussions
A creative soul with a storehouse of ideas.